Shopping, powered by agents.

  • Gaming setup under $1,000

  • Noise-cancelling headphones

  • Running shoes under $150

Built on the agentic payment stack

The old way

Shoppingwasn’tbuiltforagents.Findingtherightproductstillmeanstabs,pricechecks,specsandendlesscheckouts.
Shoppingwasn’tbuiltforagents.Findingtherightproductstillmeanstabs,pricechecks,specsandendlesscheckouts.
Shoppingwasn’tbuiltforagents.Findingtherightproductstillmeanstabs,pricechecks,specsandendlesscheckouts.

Too many tabs

Search engines give you links. Penny gives you a decision-ready shortlist.

Too many tabs

Search engines give you links. Penny gives you a decision-ready shortlist.

Too much comparing

Prices, specs, reviews, shipping and availability are scattered across the web.

Too much comparing

Prices, specs, reviews, shipping and availability are scattered across the web.

Checkout friction

Agents can find what you need. Paying for it autonomously is the missing piece.

Checkout friction

Agents can find what you need. Paying for it autonomously is the missing piece.

Agentic Shopping

From request to purchase.

Penny combines AI search, product intelligence, and programmable USDC payments into one shopping experience.

Workflow automation interface

You ask

Penny searches

Best match

Workflow automation interface

You ask

Penny searches

Best match

Workflow automation interface

You ask

Penny searches

Best match

Natural Language Shopping

Describe what you want, your budget, and what matters to you. Penny turns it into a shopping mission.

AI industry routing interface

Price

Quality

Reviews

Shipping

AI industry routing interface

Price

Quality

Reviews

Shipping

Smart Product Discovery

Penny searches across online stores and compares products against your actual requirements.

Automated email workflow interface

Item

Trail running shoes

Total

129.00 USDC

Selected

Best match under $150. Pay now and I’ll confirm it.

Pay with USDC

Automated email workflow interface

Item

Trail running shoes

Total

129.00 USDC

Selected

One-Tap USDC Checkout

Go from recommendation to payment without leaving the conversation.

AI agent operations dashboard

Agent request

Live

0

0

0

0

Paid in USDC · Response

Built for Autonomous Agents

Penny isn’t only for people. AI agents can search and transact through the x402 API.

One network. Two customers.

Built for humans and agents.

Use Penny through a simple chat interface or plug directly into the shopping engine programmatically.

Penny Chat

Your personal AI shopping agent. Refine results conversationally, then check out without leaving the chat.

Ask for products in plain language

Compare options across stores

Pay with USDC

Penny Chat

Your personal AI shopping agent. Refine results conversationally, then check out without leaving the chat.

Ask for products in plain language

Compare options across stores

Pay with USDC

Penny Chat

Your personal AI shopping agent. Refine results conversationally, then check out without leaving the chat.

Ask for products in plain language

Compare options across stores

Pay with USDC

Penny x402 API

Shopping infrastructure for autonomous agents, with USDC-native payments.

No API keys

Pay per request

Machine-to-machine commerce

Penny x402 API

Shopping infrastructure for autonomous agents, with USDC-native payments.

No API keys

Pay per request

Machine-to-machine commerce

Penny x402 API

Shopping infrastructure for autonomous agents, with USDC-native payments.

No API keys

Pay per request

Machine-to-machine commerce

Penny Vault

Give your agent better skills. Access curated knowledge bases, or publish your own.

Discover specialized agent skills

Install expert shopping personas

Monetize your own intelligence

Penny Vault

Give your agent better skills. Access curated knowledge bases, or publish your own.

Discover specialized agent skills

Install expert shopping personas

Monetize your own intelligence

Penny Vault

Give your agent better skills. Access curated knowledge bases, or publish your own.

Discover specialized agent skills

Install expert shopping personas

Monetize your own intelligence

One shopping layer

Consumer Shopping

Deal Hunting

AI Agents

Creators

Tell Penny what you want and let an agent handle the search.

One shopping layer

Consumer Shopping

Deal Hunting

AI Agents

Creators

Tell Penny what you want and let an agent handle the search.

One shopping layer

Consumer Shopping

Deal Hunting

AI Agents

Creators

Tell Penny what you want and let an agent handle the search.

Why Penny

AIcandecide.Nowitcanspend.Agentsarebecomingcapableofresearching,comparingandmakingdecisions.Pennygivesthemthecommercelayertocompletethejob.
AIcandecide.Nowitcanspend.Agentsarebecomingcapableofresearching,comparingandmakingdecisions.Pennygivesthemthecommercelayertocompletethejob.
AIcandecide.Nowitcanspend.Agentsarebecomingcapableofresearching,comparingandmakingdecisions.Pennygivesthemthecommercelayertocompletethejob.

USDC

Dollar-native payments

Stable, programmable payments designed for internet-native commerce.

USDC

Dollar-native payments

Stable, programmable payments designed for internet-native commerce.

x402

Pay per request

Agents can pay for exactly what they use without subscriptions or API keys.

x402

Pay per request

Agents can pay for exactly what they use without subscriptions or API keys.

x402

Pay per request

Agents can pay for exactly what they use without subscriptions or API keys.

Arc

Built for agent commerce

Dollar-denominated gas keeps agent spending predictable.

Arc

Built for agent commerce

Dollar-denominated gas keeps agent spending predictable.

Built on Arc

The blockchain where agents spend dollars. USDC pays for gas, so agents think, spend and account in dollars.

USDC

$ Fees

Agents

Penny Vault

Upgrade what your agent knows.

  • 0%

    0%

    Sneaker Expert

    Deep product knowledge for sneakers, sizing, releases and alternatives.

    Sneaker Expert

    Shopping Skill

  • 0%

    0%

    PC Builder

    Build compatible PC setups around a budget, workload and performance target.

    PC Builder

    Shopping Skill

  • 0%

    0%

    Travel Gear Pro

    Product intelligence for luggage, travel accessories and everyday carry.

    Travel Gear Pro

    Knowledge Pack

  • 0%

    0%

    Sneaker Expert

    Deep product knowledge for sneakers, sizing, releases and alternatives.

    Sneaker Expert

    Shopping Skill

  • 0%

    0%

    PC Builder

    Build compatible PC setups around a budget, workload and performance target.

    PC Builder

    Shopping Skill

  • 0%

    0%

    Travel Gear Pro

    Product intelligence for luggage, travel accessories and everyday carry.

    Travel Gear Pro

    Knowledge Pack

  • 0%

    0%

    Sneaker Expert

    Deep product knowledge for sneakers, sizing, releases and alternatives.

    Sneaker Expert

    Shopping Skill

  • 0%

    0%

    PC Builder

    Build compatible PC setups around a budget, workload and performance target.

    PC Builder

    Shopping Skill

  • 0%

    0%

    Travel Gear Pro

    Product intelligence for luggage, travel accessories and everyday carry.

    Travel Gear Pro

    Knowledge Pack

Penny for Agents

Give your agent a shopping API.

Search products, compare options and access commerce intelligence through endpoints designed for autonomous software.

New request

Endpoint

Send request

1

Search

POST /search finds products that match a plain-language request.

Paying via x402

0% completed

2

Compare

POST /compare ranks options on price, specs, reviews and shipping.

Penny

Best match found. Ready to buy.

Pay with USDC

Your agent

Paid via x402. Continuing.

3

Purchase

POST /buy completes checkout, paid in USDC via x402.

x402 payments

No keys. No subscriptions. Just requests.

faq

Frequently Asked Questions

Frequently Asked Questions

Building an agent?

What is Penny?

Penny is an AI shopping agent built on Arc.

Tell Penny what you need in plain language. It searches across online stores, compares the options against your requirements, and helps you buy the best match with USDC.

Can my AI agent use Penny?

What is Penny Vault?

Why is Penny built on Arc?

What is Penny Utility?

Start with a sentence

What do you want Penny to find?

The commerce layer for AI agents. Built on Arc. Powered by USDC.

© 2026 Penny. All rights reserved.

Penny

Start with a sentence

What do you want Penny to find?

The commerce layer for AI agents. Built on Arc. Powered by USDC.

© 2026 Penny. All rights reserved.

Penny

Start with a sentence

What do you want Penny to find?

The commerce layer for AI agents. Built on Arc. Powered by USDC.

© 2026 Penny. All rights reserved.

Penny

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